What are Waiting Periods?

Waiting periods are short periods of time at the beginning of an insurance policy when coverage is restricted.

If your pet becomes sick or injured during the waiting periods, conditions they showed symptoms of or were diagnosed with are considered pre-existing.


Embrace's Waiting Periods

Waiting periods start the date your policy becomes active and are:

  • 14 Days for Illnesses

  • 2 Days for Accidents

  • 6 Months for Orthopedic Conditions (Dogs only)
    - The orthopedic waiting period can be reduced by following the Orthopedic Exam & Waiver Process


Where to Find Waiting Period Information in MyEmbrace

1. Log in to your MyEmbrace customer account and select Pet Claims + Info under the desired pet

2. Scroll to find Waiting Period End Dates


If you have questions about Waiting Periods, contact us.

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