What is Healthy Pet Deductible?

With Healthy Pet Deductible, your pet's annual deductible is automatically reduced by $50 each year that you don't receive a claim reimbursement.

How it Works

Let's say your cat has a $200 annual deductible.

  • Year 1 you receive no claim reimbursement, your pet is credited $50 towards their deductible

  • Year 2 you receive no claim reimbursement, your pet is credited an additional $50 towards their deductible, a total of $100 credit

  • Year 3 you submit a claim for $1,200 & we apply your $100 Healthy Pet Deductible credit. Your deductible is effectively reduced from $200 to just $100

  • Year 4 your Healthy Pet Deductible resets, with your pet's deductible back at $200

Once your pet's deductible decreases to $0, that's as low as it can go.

We'll automatically apply any Healthy Pet Deductible credits you've earned when you're eligible for reimbursement.

Once you receive an accident or illness claim reimbursement greater than your current Healthy Pet Deductible credit, the Healthy Pet Deductible credit resets to zero for your next policy year.

Healthy Pet Deductible applies only to accident and illness claims. Wellness Rewards claims for routine care are handled separately.

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