What Does the Accident-only Plan Cover?

The accident-only plan covers anything accident-related that could happen to your pet including, but not limited to:

  • Bloat

  • Foreign Body Ingestion

  • Torn Cruciate Ligament

  • Hit by Car

  • Poisoning

  • Cuts & Lacerations

  • Broken or Fractured Teeth

  • Prescription Drugs for Covered Conditions*

*Prescription drug coverage is not included in all policies, see your state’s specific policy terms and conditions for more information.


What Isn’t Covered by the Accident-only Plan?

The accident-only plan does not cover:


Which Pets Should Consider the Accident Only Plan?

While not eligible for full accident and illness coverage, dogs and cats aged 15 years and over can be enrolled in the accident-only pet insurance plan.

Note: If your pet is enrolled in an accident & illness plan before their 15th birthday, that full coverage continues for life. We do not drop your pet's coverage at a certain age, nor will we change it. Any changes in coverage are totally up to you.


Accident-only Plan Policy Parameters

An Embrace accident-only policy reimburses you up to $5,000 each year. There is a $100 deductible that you pay once per year and then you're reimbursed 90% of your veterinary bills.


Quote by Phone

No one knows pet insurance like our friendly team of Pet Insurance Advisors who can answer your policy-related questions and personalize a quote to fit your pet's needs and your budget. 

Let's chat! Call us at (800) 779-1539

(Monday-Friday 9 am-8 pm ET & Saturday 10 am-2 pm ET)

Quote Online

If you’re on-the-go or it’s outside of our regular business hours, get a quote online.

You provide your pet’s information (species, breed, age, sex, and Zip Code) for a customized quote. You can adjust coverage limits and policy parameters to find a plan that best suits what you’re looking for.


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If you have any questions about Embrace’s accident-only plan, contact us.

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